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Universal electronic card of a citizen of the Russian Federation. Universal electronic card of a citizen of Russia (UEC). But there are also concerns. Here are the questions that interest me the most

The Universal Electronic Card project is being implemented under the control of the Ministry of Economic Development of the Russian Federation. This initiative is of national importance.

Related materials:

UEC JSC announces the cancellation of the issuance and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ of December 28, 2016.

based on his written statement. From the beginning of 2015, the card will be issued regardless of whether you have applied or not. If a citizen does not want to receive a UEC, he can apply for a refusal to receive a card.

General provisions on the universal electronic card are definedFederal Law of July 27, 2010 No. 210-FZ "On the organization of the provision of state and municipal services".

In early 2014, the Federation Council approved amendments to the Federal Law "On the organization of the provision of state and municipal services", which extend the terms for issuing universal cards based on applications from citizens until December 31, 2014. Mandatory issuance of the UEC for citizens who have not submitted applications for refusal is provided for from January 1, 2015.

In 2014, the Moscow Government plans to issue 500,000 universal electronic cards with a transport application.

— Editorial

UEC - what does a universal card give to citizens of the Russian Federation?

The Universal Electronic Card (UEC) is designed to certify the rights of the UEC user to receive state and municipal services, as well as to pay for these services in electronic form.

The card can be a carrier of a qualified electronic digital signature (EDS) of a citizen, which enables him to perform legally significant actions, including receiving state, municipal and commercial services in electronic form.

The main features of the UEC electronic banking application, operating throughout the Russian Federation, include:

  1. Payment for state, municipal and commercial services.
  2. Payment for goods and services in a retail network.
  3. Withdrawing cash from ATMs.
  4. Banking services (deposits, loans, money transfers, etc., the list of services is established by the issuing bank).

Additionally, UEC can host independent regional and municipal electronic applications that provide services in a particular region.

UEK - a new passport?

Currently, the UEC does not have the status of an identity document (although the bill on the introduction of an electronic passport in 2015 was submitted to the State Duma in January 2013 and is under consideration).

UEC does not replace a passport, passport or driver's license of a citizen of the Russian Federation.

UEC provides access to information about the owner of the UEC to certify his rights to receive state, municipal services and other services.


Where and how can I use UEC

The card is a tool that will allow departments, funds, organizations and institutions to provide citizens with a wide range of services in electronic form. The card can be used:

  • at ATMs and POS-terminals;
  • in the terminals of the network of participants of the Unified payment and service system "Universal Electronic Card";
  • in departments, (MFC);
  • in transport (metro, ground transport);
  • on the Unified portal of state and municipal services.
  • on regional portals of state and municipal services;
  • on the UEC-online Portal;
  • on the portals of commercial service providers who have received the appropriate permission to authorize UEC users.

In the near future, with the help of UEC, as the developers promise, there will be opportunities:

  • receive information about the provided utilities, and about charges to them with the possibility of payment;
  • making appointments with a doctor, applying for high-tech assistance, obtaining primary medical care and electronic registry services, electronic medical history, electronic prescriptions, payment for medicines and services;
  • obtaining information about the results of the Unified State Examination, entrance examinations and enrollment in universities, about the progress of the child;
  • enrolling a child in kindergarten;
  • use the card as an analogue of a travel ticket, including for preferential categories of citizens;
  • draw up and receive benefits for temporary disability, for pregnancy and childbirth, for child care;
  • apply for the appointment or recalculation of a pension;
  • to get up and be removed from school in the tax authority, file tax returns, receive information about unpaid fines and pay them;
  • apply for unemployment benefits, financial assistance and employment assistance;
  • receive information on the status of an individual personal account in the mandatory pension insurance system, an application for transfer to a non-state pension fund.
  • pay traffic police fines, duties upon receipt of a driver's license, registration or deregistration of a vehicle;
  • remote execution of insurance contracts.

UEC and OMS

When applying for a UEC, it is strongly recommended to have a policy with you compulsory health insurance. In the absence of a policy, the applicant will not be able to receive medical services on the card. Moreover, from January 1, 2014, the presence of a compulsory medical insurance policy is a prerequisite for obtaining UEC.

For example, military personnel and equivalent citizens cannot receive UEC, tk. they are not issued a compulsory medical insurance policy.

UEC and SNILS

At present, the insurance number of the individual personal account of the insured person in the system of compulsory pension insurance of the Russian Federation (SNILS) is the most popular identifier of a citizen and is used to receive services on state portals. When using UEC SNILS is read automatically.

Using UEC on the Internet

To use the UEC on the Internet, use card reader - a device for interaction with the UEC, which has certified software and hardware protection.

Any card reader that complies with the PC/SC standard can be used to work on the UEC user's personal computer. Card readers for UEC are supplied by independent vendors. Also requiredinstall the software (it is free, as reported on the UEC website, you can download the program on the manufacturer's website CIPF "CryptoPro UEC CSP") that allows you to work with an electronic signature.

With the use of a card reader, the universal electronic card holder has access to all electronic services provided on the portals of state and municipal services, as well as to sign, for example, contracts (which is important for freelancers and those who cannot physically sign a document).

In early April 2013, the Labor Code of the Russian Federation was amended to regulate remote employment. Now an employment contract drawn up in electronic form, certified by the electronic signatures of the parties, has the same force as a paper contract signed personally. In this case, the employment contract must indicate the period within which the employer and employee must confirm receipt of the electronic document from each other.

The cost of a card reader in retail trade is 200-400 rubles.

How to get UEC?

UEC is issued free of charge to citizens of the Russian Federation on the basis of a personal application.

The card is valid for five years.

At the moment, it is not possible to apply for a UEC remotely. To do this, you need to go to the service point, which is also the point of acceptance of applications.

For citizens under 14 years of age, an application for the issuance of a UEC is submitted and signed by a legal representative. In this case, placing a photo of a minor on the UEC is not necessary.

Minors between the ages of fourteen and eighteen can independently apply for a UEC and receive a card, as well as refuse it.

When submitting an application, a citizen must have with him:

  • identity document (required);
  • compulsory health insurance policy ( mandatory from January 1, 2014);
  • insurance certificate of compulsory pension insurance (if any).

An application can be submitted in Moscow, having only temporary registration in the capital (only for citizens of the Russian Federation). But filing an application by proxy is not provided for by law.

There, at the service point, the applicant will be photographed. You can bring your own photocolor or black and white,electronically or on paper), but it must meet the following requirements:

  • For paper photos 3.5 x 4.5 cm, on matte paper up to 0.3 mm thick, without creases, scratches and other damage, andthe image must be in focus, pThe distance from the chin to the top of the head should be 70-80% of the image height.
  • For photos in electronic form, the photo must be saved with a resolution of 420 dots wide by 525 dots high up to 480 dots wide by 600 dots high depending on the optical resolution of the image with an aspect ratio of 4:5 in JPEG format. The maximum file size for a color photograph is 300 Kb, the minimum is 90 Kb. The maximum file size for a monochrome photo is 60 KB, the minimum is 17 KB. Colors: either 24-bit RGB color space, where each pixel has 8 bits for each color component (red, green, and blue); or 8-bit monochrome color space in which there are 8 bits of brightness value per pixel.When using a scanner, the photo must be scanned at an optical resolution between 533 and 610 dpi.

If desired, the applicant can include in the data that his card will "carry" the key of the electronic signature. This signature will have the same legal effect as the personal physical signature of the applicant.

When submitting an application, the applicant chooses the bank to which the card will be linked to the account.

While the choice of banks is limited. The affiliate program includes:

  1. OJSC "Sberbank of Russia"
  2. JSC "Bank Uralsib"
  3. OJSC "AK BARS" BANK
  4. JSC "Moscow Industrial Bank"
  5. OJSC CB "Center-invest"
  6. JSC "Bank "Saint-Petersburg"
  7. OJSC Bank AVB
  8. ZAO Surgutneftegazbank
  9. Bank "Northern Credit" (OJSC)
  10. JSCB "Almazergienbank" OJSC
  11. "Zapsibkombank" JSC
  12. OJSC "Asia-Pacific Bank"
  13. OJSC Khanty-Mansiysk Bank
  14. LLC Khakass Municipal Bank

The account, if available, can be linked to the card, or first opened and then linked. But for these actions in the bank you need to form yourself. They will not link your account to the card at the service point, it is not their competence.

When the card is ready, the applicant needs to visit the card issuing point (it is indicated in the application, as the rules for receiving the application and issuing points are the same) and receive the card itself and an envelope with PIN codes for it. PIN codes are needed for different functions (a separate code for each function): for personal identification when receiving services, signing documents with an electronic signature, used when need to change codes for these two actions, and a PIN code for the banking application.

If you receive a card in Moscow, on the website uec.mos.ru you can check the status of the application for the issuance of the UEC, and check the card itself. From there you can go toportal of state and municipal services of the city of Moscow.

If there is a marriage, the UEC is replaced free of charge on the basis of an application.

Moscow region

There are 4 service points in the Moscow region.

JSC "Universal electronic map of the Moscow region".

Replacement in case of theft, loss or expirationUEC

In case of loss, you should immediately report this to the organization that issued the UEC (for Moscow, this is the State Unitary Enterprise Moscow Social Register, for the Moscow region - JSC "Universal electronic map of the Moscow region"), to the bank in which the account is opened, linked to the UEC and, if there is an electronic signature on the lost UEC, to the certification center that issued the certificate of the electronic signature verification key placed on the UEC.

A citizen has the right to apply for a duplicate UEC. Issuance of a duplicate is carried out on a paid basis.

In case of expiration, replacement of the bank, the card is issued free of charge.

Refusal from UEC

If you do not want to receive a personal electronic card, you need to contact an organization authorized to issue cards (for Moscow, this is the Moscow Social Register State Unitary Enterprise, for the Moscow Region, OJSC Universal Electronic Card of the Moscow Region).

But it should be borne in mind that you can refuse to use the UEC only if the UEC is released. Therefore, it makes sense to apply for a refusal after January 1, 2014, when cards will be issued in large quantities.

Refusal to use UEC does not mean cancellation of the card. Refusal to receive or use the UEC does not impose restrictions on the receipt of services, benefits, etc. Services and benefits will be provided on the basis of existing documents.

Hello Idea Fox friends!

This card is similar to a regular Visa or MasterCard credit card, but allows you to make many more transactions.

Below is a flyer that explains the design elements and appearance (click on the image to enlarge)

Design approved by the Government of the Russian Federation. To enlarge the image, click on the image.

The image belongs to the sitehttp://www.uecard.ru

Here's how it can be used in basic functionality:

as an identity document

- as an identity document on the Internet (What is this news?!)

– as a compulsory health insurance policy

– or as an insurance certificate of compulsory pension insurance
- payment bank card

There are many more options for using this card:

- For example, to pay for tickets in transport (I wonder how exactly? Data readers will be installed?)

- Can be used as a driver's license

— Like an OSAGO policy

— Payment for utility services

— Pay for communication services

— Payment of taxes and fines

- Making an appointment with a doctor

— Payment for medicines and services

- Like a pass to school or university

- As a student's record book or diary (!!!)

- You can get the services of a passport office

- And many other services. Interestingly, the official website lists far fewer features than Wikipedia.

Here is a grandiose list of all the possibilities from the wiki, where I took the most interesting points:

Screenshot of a page from Wikipedia

Who can get a UEC?

This card is issued free of charge each citizen of the Russian Federation upon reaching the age of 14 from January 2013 on the basis of an application. Judging by the information from the media, the extradition process has already begun.

Interestingly, you can refuse to receive the UEC by writing an application. The fact is that not everyone may like the fact that almost the entire life of a person becomes enclosed in this rectangular piece of plastic.

Many have well-founded fears, which I will discuss below.

Where can I get a Universal Electronic Card or write an application for refusal?

For each region of Russia there is an Authorized Organization of the Subject (UOS). If in Russian, then for each region or region of the Russian Federation there is a list of addresses where you can get a UEC or write an application to refuse to issue a card.

Here, for example, is a list of addresses for the Nizhny Novgorod region, where I live. Of course, you can easily find your region or city.

I was surprised that there are only four such addresses in the Novgorod region. Pretty scarce.

What do I think about this? What causes concern?

Yes, the idea is good, as it is more convenient to carry one piece of plastic with you than a folder full of documents of all kinds. And in case of loss, it will be easier to restore one document than fifty pieces of paper in different instances.

It will be easier to interact with our beloved bureaucrats and the like.

Of course, this is a big plus.

But there are also concerns. Here are the questions that interest me the most:

How is the defense there? How strong is the armor, so to speak?

— Will too many organizations get access to the consolidated information on my card? This is a very serious problem in terms of protecting personal data.

Just imagine that ALL information about your identity is stored in one place, in one database.

It is clear that the competent authorities already know everything about me. But I don't want many of the organizations listed above to have access besides the competent authorities.

- Fraud schemes will flourish. It will definitely be. Those who remember the endless monetary reforms of the 90s also remember the elegant schemes for swindling the population with all sorts of swindlers.

I assure you, the best criminal minds are coming up with beautiful schemes right now. I hope this card has many degrees of protection and first of all it has “foolproof” protection

Exactly the same fears are experienced by tens of thousands of Russians. These are not empty words - here you can read an extremely informative message about the round table initiated by the Communist Party in the Moscow City Duma.

http://www.duma.mos.ru/cgi-bin/pbl_web?vid=2&osn_id=0&id_rub=1699&news_unom=34089

Form

Format 100 X 210

(Front side)

Citizen's registration card

___________________________________________________________________________ (last name, first name, patronymic) 1. Year of birth _______________________________________________________________ 2. Place of residence ___________________________________________________________ 3. Place of work (study) _________________________________________________ 4. Education ________________________________________________________________ (Reverse side) 5. Time of preventive examination and results of dispensary observation: "___"_________20_ _________________________________________ "___" _________ 20_ _____________________________________________ 6. In which educational institution (training center, public organization) is training for military service _______________________ _______________________________________________________________________________ 7. Time of registration for military registration ______________________________________ 8. Other marks ____________________________________________________________ ___________________________________________________________________________

Explanations on filling out a citizen's registration card

With changes and additions from:

1. Registration of citizens who have reached the age of 15 and 16 is carried out by the military commissariat on the basis of registration cards of citizens. The card file from these registration cards is compiled in alphabetical order. If necessary, it can be conducted by organizations and local governments.

Information about changes:

2. The registration card of a citizen is filled out on the basis of the lists of young men submitted by the heads of local self-government bodies and other officials (employees) of organizations responsible for military registration work, regardless of the form of ownership. At the same time, information on marital status, education, place of work, position, place of residence or place of stay of citizens and other necessary information contained in the documents of citizens accepted for military registration are specified.

3. Registration cards of citizens are used to control the completeness of registration of citizens to recruiting stations and the progress of preparing citizens for military service.

4. Paragraph 6 records data on the preparation of citizens for military service:

a) in military-patriotic youth and children's associations.

The military commissariats receive this information upon request from the leaders of these associations;

b) in military-sports recreation camps created by executive authorities with the participation of military commissariats;

c) in the training centers of organizations.

5. After a citizen is registered for military service and a personal file is filed, the citizen's registration card is stored in the conscript's personal file and is used as a substitute personal file card.

Information about changes:

By order of the Ministry of Defense of Russia and the Ministry of Health and Social Development of Russia dated October 11, 2010 N 1330/870n, the footnote to paragraph 2 of these Explanations is set out in a new edition

January 16, 2017 UEC JSC announced the closure of the project for the issuance and issuance of universal electronic cards (UEC) from January 1, 2017. The corresponding decision was made at the federal level and enshrined in Federal Law No. 471-FZ of December 28, 2016 (Article 4).
The universal electronic card of a citizen of Russia is a standard plastic card that combines an identity document, a compulsory medical insurance policy, an insurance certificate of compulsory pension insurance, and a debit bank card; it allows its owner to receive public services and make payments.

Since the beginning of 2013, every citizen of Russia will be issued a universal electronic card (UEC) free of charge, which is mentioned in the federal law "On the organization of the provision of state and municipal services" No. 210-FZ of July 27, 2010. The universal electronic card is, in its own way, the heir to long-standing regional projects in which the so-called social card of Russia is already participating. For many people, this convenient tool will facilitate the process of obtaining state and municipal services, pensions and social benefits. As a tool, the UEC is a "plastic" with individual information related to the owner printed on it: full name, gender, date and place of birth, personal account numbers in pension insurance and compulsory medical insurance policy. Information is placed both in electronic-numerical form, encrypted on the built-in microprocessor, and in alphanumeric form. An electronic information carrier (a chip and a magnetic strip, like bank cards) will help a citizen to certify his rights to receive certain services through special terminals, ATMs and other reading devices. For example, by inserting your UEC into a home PC reader and entering a security pin code, you can make an appointment at the mayor's office, a clinic, or apply for registration of real estate rights. Russian legislators assure that a universal electronic card of a citizen will replace several documents at once: an identity card, a pension certificate, a medical insurance policy. In addition, the unified social card of Russia will in the near future become an analogue of a student, student, travel ticket, a document for receiving social benefits, and even be able to replace a driver's license and an OSAGO policy. Since the universal electronic citizen card contains the necessary information for personal identification, it will eventually replace the passport. All these paper documents, including the passport, will not disappear at all, but will exist in parallel with a more convenient universal card. The universal electronic card of a citizen is intended not only for comfortable and quick access to information and receiving services from the executive branch. The card can be used to pay for these and other services, pay for goods, housing and communal services, travel, taxes, etc. Even a regular bank transfer is available with UEC. For these purposes, an electronic application will be connected to the card, which will make it possible to use a personal bank account. Many banking institutions will become partners of the Universal Electronic Card project. Article 26 of Law No. 210-FZ states: “The choice of a bank that provides services within the framework of an electronic banking application is carried out by a citizen from among the banks that have entered into an agreement with the federal authorized organization.” Since 2001, Muscovites have been using a similar electronic “Moskvich Social Card”. One of the leaders of the Universal Electronic Card project assures that with the introduction of the UEC, the need for the existence of such social plastic cards, which have long been operating in different regions of the Russian Federation, will disappear. All of them will be changed to a federal card of a single sample, to which already existing regional programs will be attached.

Article 22 of Law 210-FZ says: “A citizen of the Russian Federation can be a user of a universal electronic card, and also, in cases provided for by federal laws, a foreign citizen or a stateless person.” A UEC can be obtained by a person who has reached the age of 14, and for children under the age of 14, the card will be issued to parents or legal representatives. The issuance of universal electronic cards at the request of citizens will be carried out from 01.01.2013 until 31.12.2013 In this case, the reception point will take a photo of the owner and take a sample of his personal signature to be placed on the card. Since 2014, the release of the UEC will begin for everyone else who has not submitted an application in person. Any person can declare a refusal to issue a universal card to him. A citizen who has not received the UEC retains all rights to the state. services and social benefits using familiar paper documents. A prototype card has also been developed. So, for example, the UEC, developed by the Agency for Innovation and Development of the Voronezh Region, looks like this:

Sample UEC of a Russian citizen

The numbers on the map indicate the following:

NumberDecryption
1 The logo of the bank - the issuer of the banking application
2 Payment system logo
3 UEC number
4 Three-digit card authentication code
5 Contact information of the authorized organization of the subject of the Russian Federation
6 Additional payment system logo
7 Surname
8 Name
9 Surname
10 Floor
11 Date of Birth
12 Photograph of the applicant
13 Validity of UEC
14 Signature example
15 Universal electronic card number assigned to the banking application
16 Insurance number of an individual personal account (SNILS)
17 Compulsory health insurance policy number (CHI)
18 Manufacturer number
19 Duplicate portrait
There is another nuance associated with obtaining a card. Upon receipt of the UEC, almost all personal data of a person will be entered into it. Therefore, when deciding to receive a card, everyone decides for himself whether his rights to respect the security of his personal data during their processing will be respected, which is provided for by Article 19 of the Federal Law of the Russian Federation of July 27, 2006 N 152-FZ "On Personal Data" . If you think about the essence of the law, it turns out that the UEC should eventually become a mandatory card for the entire population of the country, but ... how can this be combined with the rights and interests of citizens who do not want to receive the UEC for some reason or are not sure about sufficient protection of their personal data. Thus, the law provides for the right of citizens to refuse to issue a universal card in their name, but the form of refusal is not regulated, but since 2014 it is planned to issue a card already without a personal application by a citizen. People express their disagreement with activity. I have not yet seen generalized statistics for the country on the receipt by citizens of the UEC in the public domain, and the data given for various regions is not impressive. Thus, the statistics given in January 2013 showed that:
  • In Russia, more than 400 UEC issuance points have been opened, of which 350 are in Sberbank branches.
  • At the end of January, more than 20 thousand applications for issuing cards were submitted in Russia, and the issuance of cards amounted to almost 10 thousand.
  • In 32 Russian regions, the number of applications submitted by citizens exceeds a hundred, and in 44 regions it does not even reach 100.
  • In Bashkiria (2.216 thousand applications were accepted, 1.496 thousand cards were issued).
  • In the Astrakhan region (1,639 thousand applications were accepted, 826 cards were issued).
  • In Tatarstan (1,591 applications accepted, 160 cards issued).
In Russian society, there is an active discussion on the issue of mandatory UEC. A draft federal law has even been submitted to the State Duma, providing for the issuance of the UEC exclusively at the request of citizens. The bill was initiated by the Moscow Regional Duma and State Duma deputies from United Russia. Today, the implementation of UEC is based on the following regulatory legal acts:
  1. Federal Law of July 27, 2010 N 210-FZ (as amended on December 3, 2011) "On the organization of the provision of state and municipal services";
  2. Decree of the President of the Russian Federation of October 10, 2011 N 1339 "On the use of the State Emblem of the Russian Federation on a universal electronic card";
  3. Decree of the Government of the Russian Federation of 07.07.2011 N 552 "On the procedure for granting access to their information systems by federal executive authorities and state extra-budgetary funds in terms of information necessary for the issuance, issuance and maintenance of universal electronic cards";
  4. Decree of the Government of the Russian Federation of April 25, 2011 N 321 "On approval of the Rules for issuing a universal electronic card";
  5. Decree of the Government of the Russian Federation of March 24, 2011 N 208 "On the technical requirements for a universal electronic card and federal electronic applications";
  6. Order of the Ministry of Economic Development of the Russian Federation N 387 / Ministry of Finance of the Russian Federation N 90n / Bank of Russia N 2669-U of 08/01/2011 "On requirements for banks, as well as requirements for an agreement concluded by a federal authorized organization with banks participating in the provision of services within the framework of the UEC electronic banking application , and the order of its conclusion.
You can also watch a short (but informative) video clip in which Anna Katamadze, First Vice President of UEC OJSC, answers popular questions about the universal electronic card in the Test Purchase program:

Reference: JSC "UEC" was established in accordance with the order of the Prime Minister of the Russian Federation V.V. Putin No. 1344-r dated August 12, 2010 is the federal authorized organization for the issuance, issuance and maintenance of cards of the same name. Owners: Sberbank of the Russian Federation - 44%; Uralsib FC - 12.5%; AK BARS Bank - 12.5%; Troika Dialog - 24%; Sitronics - 7%.

Surely, everyone has already heard that there is such a thing as Unfortunately, not everyone knows the meaning and purpose of this card. So let's talk about UEC - what it is and why it is needed.

What is a universal electronic card?

First of all, it is necessary to understand what kind of tasks a universal card can solve. Regardless of the fact that the card is primarily a means of payment, its main significance is to simplify the access of citizens to services provided by the state and municipalities in electronic format.

It should be noted that projects that are implemented at the federal level are not commercial start-ups, and therefore there is a difference in financial opportunities depending on the region. The UEC card is financed not only from the federal, but also from the regional budgets (Moscow, Tatarstan, Bashkiria and some others).

But still, the transition to electronic service instead of live queues and paperwork is a global trend that most countries are striving for. The most important advantage is that these innovations make it possible to avoid bureaucratic delays. In addition, most countries practice projects that allow you to issue a UEC for free.

What options does the card have?

Of all the available features of the card, the most pleasant is that the UEC has an electronic signature. In other words, an electronic signature can be a worthy replacement for a regular one. In addition, it can be attached remotely. For example, on a government services website, such a signature can serve as

In addition, the universal electronic card contains the data of most documents - passports, policies, insurance certificates and others. As practice shows, such a card can be presented in many services instead of a regular paper document.

Many even imagine in this way the UEC that it is such a universal tool for replacing documents, and not for payments. But it can also be used for calculations. The limitation here is probably the PRO100 system. You can not use it everywhere, but if Sberbank issues UEC, then its ATMs will take such a card. In this case, the card can also be considered as a second wallet, where you can easily store your funds and, if necessary, get them from an ATM.

How to issue an electronic card?

To issue a card, it is enough to come to the registration point and present a passport and other documents, information about which will be entered on a new card. In addition, you must write an application for release, and after a while you will become the owner of the UEC.

Is it possible to pay UEC fare?

One of the most poorly implemented features is paying for public transport. If you have UEC, how to get such a service, you should not have a question. But it should be remembered that it turns out to be only in some regions. Such a card is a kind of wallet with which you can instantly pay for travel. This is a great idea and quite useful, it remains only to wait until it is very well developed.

What perspective do UEC cards have?

What is it - the project is excellent and without development? A mess, don't you think? I am very pleased with the fact that this banking product is being paid attention and developed. The project is becoming more developed, the number of places for accepting such cards is also becoming wider, and perhaps most importantly, the functionality of the card is also growing.

To date, universal cards are mostly considered a pilot project, as their small presence in important areas of life is felt, but when many people use them, the system will still show all its usefulness.

So, we found out, UEC - what it is, so now we can say that this is a product of the future. Its application is relevant in most areas of life, but the system is still underdeveloped. Getting such a card is quite simple. You can contact the branch of Sberbank or another bank that issues such cards, or apply on the official website.

How to use?

Using the UEC is no different from a simple card. You can pay for services, purchases, withdraw cash and so on. The only thing that can become an obstacle to use is the PRO100 system, which is not used in every ATM. In particular, Sberbank has it. The card also contains all the data about the user, which is very convenient, because you do not need to carry a bunch of papers with you, but you can show only one card from which the necessary information will be read.

Is it possible

Every citizen has this right. To do this, just contact the point where you issued the card and submit an appropriate application.

Upon receipt of such a card, you can receive everything in the same way as before, in any usual way with the presentation of a passport and other documentation. If you refuse the card, you do not lose the right to receive services.

As the migration service promises, they will soon be used. Here it is said about plastic electronic cards, on which all the information necessary for a person is stored. It is also planned that such passports will be used as a key to enter the public services portal.

Conclusion

I would like to say that UEC is a great idea. Let's hope that it will develop, grow and expand its functionality. Who knows, maybe in many years it will replace all documents altogether, and we will no longer have the usual paper media, but only maps - and nothing more.